Bank capital to assets is the ratio of bank capital and reserves to total assets. Capital and reserves include funds contributed by owners, retained earnings, general and special reserves, provisions, and valuation adjustments. Capital includes tier 1 capital (paid-up shares and common stock), which is a common feature in all countries' banking systems, and total regulatory capital, which includes several specified types of subordinated debt instruments that need not be repaid if the funds are required to maintain minimum capital levels (these comprise tier 2 and tier 3 capital). Total assets include all non-financial and financial assets.

Bank capital to assets ratio (%)

200020052010201120122013201420152016201720182019202020212022
Australia4.944.624.704.764.674.705.325.445.915.926.206.376.175.86
Brunei Darussalam9.168.076.799.519.7810.9511.079.5011.0811.1611.9510.089.74
Cambodia18.9816.4215.4417.4013.7713.7713.7513.9713.9313.5514.2114.4414.92
China6.867.076.877.097.387.577.547.757.48
Fiji5.506.9611.859.528.888.678.718.489.178.879.9410.9611.3910.789.70
हांगकांग8.168.808.699.029.479.789.839.499.949.449.097.71
Indonesia7.788.198.639.009.609.9610.7712.4314.6212.8213.4012.5613.1713.29
Japan4.744.644.794.805.005.185.114.734.774.07
Republic of Korea17.927.106.736.857.357.147.057.457.547.477.317.207.105.95
मकाउ3.022.662.662.362.212.903.123.303.153.103.082.843.51
Malaysia7.298.958.358.608.658.879.249.169.118.508.719.028.837.57
Micronesia (Federated States of)7.276.847.286.296.216.026.115.595.34
Papua New Guinea10.539.7010.1711.8613.1913.3113.2614.2114.4614.0114.4613.549.13
Philippines8.529.089.979.168.398.398.348.709.309.529.619.558.88
Samoa12.2511.8412.2111.9812.4512.7212.25
Singapore9.118.038.467.917.898.348.538.378.048.24
Solomon Islands14.0914.4912.3112.2613.1811.2711.4012.5011.9312.9413.1613.3613.78
Thailand8.537.847.818.529.2110.0310.4610.7310.7811.3011.1410.7110.30
Tonga16.5617.7820.3619.6516.8215.3315.9717.6617.2115.1715.22
Vanuatu11.9012.0913.4712.8912.3511.1710.9410.2610.38
Viet Nam6.707.587.977.426.866.345.625.195.735.777.197.517.87
Albania8.668.137.937.737.428.438.759.029.159.089.078.858.60
Armenia21.5517.7514.9413.5312.6411.6311.8612.9512.7612.5011.8611.5011.2413.70
Austria7.497.197.777.996.847.457.337.547.557.627.427.747.92
Azerbaijan8.07
Belarus11.1012.0210.9810.189.689.9410.5911.5011.4811.5511.3712.1414.51
Belgium7.865.034.925.335.785.385.695.876.346.346.236.256.175.97
Bosnia and Herzegovina20.449.7310.2810.6110.9311.5410.6710.0810.8610.6810.4310.5110.199.979.89
Bulgaria10.4710.7610.1010.3511.5712.0211.6311.3910.8211.5911.8811.099.92
Croatia12.8512.6213.0012.6212.7811.8412.1212.4312.3512.4512.6811.649.94
Cyprus6.004.393.808.129.589.8710.188.708.108.928.667.346.87
Czech Republic19.536.456.466.857.187.277.497.236.466.526.827.346.926.72
Denmark4.124.344.634.854.594.995.144.885.104.834.654.794.88
Estonia9.018.209.059.8710.6815.0513.9613.1012.7012.1010.559.279.52
Finland4.263.654.004.104.365.436.575.497.845.886.146.125.74
France3.893.894.274.534.244.685.155.375.415.525.865.725.35
Georgia14.2512.7411.9913.5812.5913.2210.439.3811.3011.5512.2810.2913.0412.96
Germany4.077.00
Greece4.405.32-1.264.507.278.0710.1710.4312.0010.7210.988.836.976.92
Hungary8.278.299.479.938.548.229.6010.2610.9711.7110.128.898.95
Iceland19.9020.4719.5317.7515.9315.4415.3814.7313.46
Ireland4.318.396.887.377.549.7512.4913.0112.3413.1211.9210.3410.8810.58
Italy4.614.985.455.395.405.886.195.496.646.336.716.606.125.89
Kazakhstan11.0710.9810.9110.5911.8610.5811.0412.4611.7813.2512.2111.6411.14
Kyrgyzstan15.6116.0314.2113.2011.6612.2113.9913.9013.3214.2913.8112.3511.30
Latvia10.428.218.718.918.589.038.499.7211.068.509.258.979.43
Lithuania7.968.7511.1211.6311.269.897.758.258.066.415.905.485.04
Luxembourg5.235.006.286.396.507.017.368.357.987.448.647.858.14
North Macedonia15.3810.3010.6810.7210.579.9210.1810.199.8210.3210.2410.3810.5111.25
Republic of Moldova15.7215.5812.4210.6510.9813.0612.9712.8312.8712.5612.8812.3713.54
Monaco4.254.003.973.683.644.294.564.814.474.60
Montenegro9.3210.069.028.168.898.628.578.548.3510.019.889.207.94
Netherlands4.444.334.564.794.595.075.465.715.835.125.456.705.97
Norway10.797.57
Poland8.207.828.699.108.949.379.5110.028.748.527.816.756.53
Portugal6.185.095.046.596.736.457.206.587.787.317.927.676.976.70
Romania8.078.027.967.388.188.928.899.3410.2010.338.628.49
Russian Federation10.8410.049.9610.367.727.638.778.388.609.166.986.676.69
San Marino9.508.546.217.266.216.926.226.506.204.244.025.145.33
Slovakia5.827.207.397.977.567.697.687.327.467.357.267.297.607.27
Slovenia7.517.777.538.1610.2611.1511.5611.5510.6910.619.529.179.07
Spain4.545.345.626.006.156.066.056.105.915.785.52
Sweden5.615.645.385.665.675.675.65
Switzerland6.935.455.665.706.306.997.477.308.258.548.858.757.367.88
Tajikistan15.0813.5615.6116.4510.8212.0625.4526.5927.0427.3826.2720.92
Turkey12.3112.2811.7112.1010.9511.5911.0010.7310.7210.7911.7510.557.188.20
Ukraine9.5312.3912.5512.1112.2110.326.916.086.496.036.947.196.895.82
United Kingdom4.224.474.324.685.204.375.435.465.395.585.535.485.256.46
Uzbekistan12.3910.9010.039.7710.049.038.5410.5810.3316.6613.1513.1812.18
Antigua and Barbuda3.053.913.953.875.456.489.29
Argentina9.257.246.877.2510.169.999.448.8710.198.659.7312.4112.9814.74
Barbados10.2910.508.237.6410.3510.3711.23
Belize12.5713.7412.8911.1310.378.85
Bolivia7.697.547.687.497.157.047.326.646.736.886.816.74
Brazil10.0210.3010.0810.1510.159.467.698.398.789.119.558.668.778.76
Chile7.107.847.747.947.917.777.378.258.298.197.346.646.657.34
Colombia8.599.7910.2310.468.968.938.708.739.199.308.999.7512.2210.74
Costa Rica8.418.398.358.098.087.897.667.867.928.278.057.439.69
Dominica4.003.395.134.933.564.20
Dominican Republic9.459.629.619.078.7240.01
Ecuador10.6112.4312.0411.9412.3112.2513.0411.8711.6611.7811.9111.9611.6111.24
El Salvador9.4110.2210.2510.1810.1410.1510.2310.029.589.198.848.908.79
Grenada4.625.035.855.554.487.327.16
Guatemala6.736.606.636.926.946.867.056.977.086.946.486.606.42
Honduras7.647.427.266.996.996.476.22
Mexico7.679.648.899.358.969.378.668.389.079.139.809.7310.859.79
Nicaragua6.596.407.027.227.697.677.507.308.979.338.898.187.90
Panama12.7911.5511.2110.429.8010.0310.1711.4512.4812.4912.7111.8012.1511.78
Paraguay5.807.377.557.047.017.187.948.168.428.728.479.458.93
Peru7.758.328.628.659.168.619.489.8410.4510.929.129.3610.34
Saint Kitts and Nevis6.666.927.166.617.887.158.10
Saint Lucia3.652.323.313.9611.2310.8310.43
Saint Vincent and the Grenadines6.646.476.296.276.455.535.18
Trinidad and Tobago11.3911.3511.2111.1010.7611.6910.6811.1711.2210.5510.1811.1911.56
Uruguay7.358.579.1610.2910.429.668.879.58
Algeria7.737.537.977.947.949.019.879.789.959.339.669.178.43
Djibouti3.844.174.305.265.755.396.296.656.075.657.12
Iraq8.8310.4814.1515.2613.53
Israel5.636.706.336.556.917.047.017.177.357.387.506.696.336.58
Jordan179.4313.4211.4611.4412.3311.8611.679.70
Kuwait11.4911.3311.0411.0710.2710.8311.4611.4411.6011.1911.7712.18
Lebanon7.458.177.958.668.658.928.998.098.56
Malta7.575.805.866.076.555.465.906.417.317.768.127.937.577.26
Saudi Arabia12.2312.0112.6513.5413.6813.9014.8015.4215.1914.4314.5913.9514.00
United Arab Emirates11.9612.6012.9912.5412.5212.8513.1512.8712.1612.4312.3111.8311.33
फिलिस्तीन10.7011.1610.8310.2510.369.719.849.6810.189.428.188.028.06
Canada4.514.774.884.624.304.484.554.654.794.794.704.564.774.87
United States of America8.808.858.819.159.209.369.339.389.449.408.618.628.58
Bangladesh8.016.196.566.185.725.715.254.745.174.774.766.70
Bhutan8.0912.0214.5115.3412.9614.1112.6210.7610.8110.018.478.207.78
India5.236.185.876.136.076.316.686.707.046.898.037.817.837.76
Maldives17.1416.0216.4516.6418.5519.7719.4620.8619.2715.9417.92
Nepal9.6111.2610.7310.369.278.967.31
Pakistan6.757.386.986.305.825.845.945.795.144.94
Sri Lanka21.267.076.687.076.346.386.846.987.396.806.386.41
Angola9.259.449.5510.228.919.4410.8312.3614.189.878.9710.03
Botswana7.068.389.118.528.448.778.928.919.198.638.93
Burundi11.7113.1914.2714.5213.4513.4513.8312.1711.53
Cameroon4.342.962.683.424.955.264.314.544.985.116.496.496.71
Central African Republic10.3813.1514.1319.0919.1618.0616.0917.6915.0815.9213.8213.8514.03
Chad5.308.878.679.656.987.697.678.827.502.801.644.994.00
Comoros17.3616.1910.7311.2911.9010.888.8810.5411.5412.8110.11
Congo4.873.994.255.195.669.0610.6312.2011.8313.4710.1210.8711.23
Democratic Republic of the Congo7.087.096.074.905.50
Equatorial Guinea8.259.737.708.399.5511.2212.9513.4012.81-0.71-0.17-1.321.15
Ethiopia8.678.607.987.167.067.46
Gabon9.876.665.916.335.544.514.667.696.909.889.8110.169.06
Ghana12.4410.6711.119.9810.6110.509.188.9112.2910.669.769.017.74
Guinea10.1910.9110.5610.9811.868.689.588.8811.3510.32
Kenya11.6711.6011.3512.2412.6812.3612.9111.6613.1812.7612.2612.0711.43
Lesotho5.185.506.785.976.667.089.069.6910.2810.4011.3510.9112.47
Madagascar7.978.207.948.088.608.518.697.966.816.726.776.896.726.29
Malawi10.1310.069.868.339.269.148.289.00
Mauritius5.515.766.887.318.018.759.108.7310.3710.199.619.119.00
Mozambique9.038.648.508.439.9710.8712.7012.3513.13
Namibia8.347.797.998.528.879.229.329.5210.559.299.609.269.67
Nigeria1.4910.6210.8210.3910.4312.3811.377.188.787.956.936.765.69
Rwanda13.7715.5815.3813.6413.6714.0714.5613.8415.2014.5212.9213.7412.04
Seychelles7.006.587.237.186.287.919.198.598.268.166.226.83
South Africa6.786.847.447.567.177.127.658.197.918.017.618.096.30
इस्वातिनी12.3512.2312.5511.9512.6112.9112.9813.4513.114.4911.7217.5312.57
United Republic of Tanzania10.3010.0210.0610.5810.3511.1112.5212.2611.8511.7012.4212.7012.12
Gambia12.5516.0414.3014.6513.5215.0514.8314.4314.4114.8612.96
Uganda9.4311.2612.7612.6112.1912.8913.0411.6914.1314.2314.0113.5414.8414.93
Zambia8.998.9210.9813.4813.7511.1612.0911.6511.1611.098.4810.2610.13