Bank nonperforming loans to total gross loans are the value of nonperforming loans divided by the total value of the loan portfolio (including nonperforming loans before the deduction of specific loan-loss provisions). The loan amount recorded as nonperforming should be the gross value of the loan as recorded on the balance sheet, not just the amount that is overdue.

Bank nonperforming loans in % of total gross loans (%)

200520102011201220132014201520162017201820192020202120222023
Austria2.82.72.82.93.53.42.72.42.92.42.42.12.02.5
Belgium2.83.33.84.34.23.93.53.02.32.12.12.01.81.8
Cyprus5.810.018.438.645.047.736.731.419.517.115.09.07.76.1
Estonia5.44.02.61.51.42.82.22.41.62.01.61.10.81.1
Finland0.50.50.40.40.80.91.00.71.01.51.51.51.41.3
France4.34.94.34.53.73.53.52.92.72.52.42.22.12.1
Germany1.21.5
Greece5.69.215.727.830.035.737.446.043.438.130.811.98.26.0
Ireland0.512.516.121.322.420.616.912.611.55.53.43.42.51.61.3
Italy7.010.011.713.716.518.018.117.114.48.46.74.43.32.8
Latvia22.314.18.76.44.64.66.35.55.35.03.12.52.32.4
Lithuania21.317.614.111.68.24.93.73.22.31.01.00.50.4
Luxembourg0.20.40.10.20.90.80.90.71.01.31.61.9
Netherlands2.82.73.13.23.02.72.52.32.01.81.91.71.61.6
Portugal4.76.48.29.210.416.716.613.29.46.24.93.7
Slovakia5.05.45.35.25.25.24.74.33.63.13.02.62.11.92.0
Slovenia8.211.815.213.311.710.05.13.26.03.43.02.11.81.5
Spain5.77.16.45.14.74.53.73.22.92.93.13.1
Malta8.27.07.17.88.99.07.15.34.13.43.23.75.23.53.1